Here are my bare bones. I do not know what will happen to me when I die, but I tend to think that I, like everyone else, will get what I believe.
First, God will not, even cannot, allow before Him any sin. He is not the author of it, and He will not allow any sin to even appear before Him.
However, He will permit me to appear before Him because of my Paraclete. My Paraclete is of the Holy Spirit. He will vouch that I have faith in God and that I accept Jesus. Therefore, my sins are forgotten by God as if they never happened.
This is because of Jesus, who took them away, as the last sacrifice, on the Cross. From thence forth, for the first time, there was no one any longer between God and man. No one any longer...the curtain was rent from top to bottom.